Jan Hart

Your Home Loan Expert

When you’re ready to build, buy, or refinance your home, you deserve the utmost care. Jan Hart brings passion and expertise to help you on your mortgage journey, especially with FHA and conventional loans..

Licensed in Arizona, Colorado, Montana, New Mexico, and Texas

A Loan Expert by Your Side

Jan Hart

Loan Officer

NMLS #: 296411

State License: AZ-1049982

Jan is a seasoned mortgage professional with over three decades of experience in the industry. Armed with a BA in Business from Fort Lewis College and a wealth of specialized knowledge acquired through various courses, including the City of Cortez Citizens Police Academy, Jan embarked on her journey in February 1991. Her affinity for numbers and passion for helping others drew her to the mortgage sector, where she thrives on finding creative solutions to empower first-time homebuyers and restructuring financial issues for her clients.

Residing in Cortez, Colorado, since 1984, Jan is deeply rooted in her community. She enjoys patronizing local businesses, particularly those with inviting outdoor patios. Clients appreciate Jan’s meticulous approach and genuine care, which fosters lasting relationships beyond the lending process.

A standout moment in Jan’s career involved providing comfort and support to a distressed client, ultimately helping her secure her first home. Outside of work, Jan cherishes time with her family, including her daughter and grandchildren in Montana, and her son who works alongside her in the mortgage industry. She finds solace in motorcycle rides and tropical getaways, alongside her commitment to supporting local charities and fundraisers.

Testimonials

See what everyone is saying about Jan

★★★★★

4.9/5 Rating | 16K Reviews

Get Started in Less Than

10 minutes

Get pre-qualified with Jan with our online mortgage application. It's simple, fast & secure.

Colorado
Colorado

Local Home Loan

Expertise & Service

Whether you’re looking to buy a vacation home, refinance your home, or build your dream home, Jan will help you pick the loan that will work best for you.

Our most popular loan options

Our most popular loan options

Conventional Loans
By far, the most popular type of home loan. Borrow up to 97% of the home's value. Private mortgage insurance required for down payments of less than 20%.
FHA Loans
Designed to help borrowers with low-to-moderate income or low credit purchase a home. Down payment as low as 3.5% and available to those with low credit scores.
Construction Loans
MannMade construction and renovation loans exclusively through Mann Mortgage. 0-5% down payment, lock in the best interest rate, monitor construction spending online, and save time and money with a one-time close.
VA Loans
Available to assist active service members, veterans, and surviving spouses in buying, building, and retaining a home. 0% down payment and properties must meet VA guidelines
Refinance
Refinance to get a lower rate, get cash out, shorten your term, or change the type of loan you have.

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I'm Here

For You

Jan Hart

Loan Officer

NMLS #296411

State License: AZ-1049982

Mann Mortgage